Job Description

Position Summary:

The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers.

Duties and Responsibilities:

1. Originates one-to-four family residential and commercial loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer’s home or place of business and away from the bank’s place of business or any office maintained for loan production business purposes.
2. Responds to customer/contact inquiries regarding the association's loan products and customer's applications.
3. Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry.
4. Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
5. Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.
6. Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products.
7. Knows, understands and complies with current fair lending laws and bank policies and procedures; addresses same at all times.
8. Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.
9. Other duties as required.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Necessary competencies:

1. Resilience
2. Communication
3. Service Orientation
4. Interpersonal skills
5. Business Acumen
6. Decisiveness
7. Organizational Skills

Qualifications and Skills: 

1. 2 - 4 years of experience in financial service or banking is required along with strong understanding of banking laws, regulations and guidelines is required.
2. Certification: NMLS is required.
3. High School Diploma or equivalent is required; Bachelor’s degree is preferred.
4. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Cleartouch experience is preferred.

Physical Environment

• While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
• The employee must occasionally lift and/or move up to 25 pounds.
• The noise level in the work environment is usually quiet to moderate.
• This position is customarily and regularly performed outside of an office setting and hours of work are not structured.

Compensation details: 45000-55000 Yearly Salary

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